Welcome to SNS Home Loans in Farmington Hills, MI
Welcome to SNS Home Loans, your premier destination for home loans and mortgage solutions in Farmington Hills, MI. Whether you’re a first-time homebuyer or a seasoned investor, SNS Home Loans offers a wide range of mortgage products tailored to your needs.
Own Your Dream.
Get the care you need from our trusted mortgage specialists.
Fast and Easy Mortgage
Process
We make the mortgage process fast and easy with competitive first-time home buying programs, purchase home loans, rate-term refinances and cash-out refinances. It is possible with our experienced and professional team and with the cooperation of the borrower to close loans in 14 days or less.
Responsive and Experienced Team
Our experienced team is available seven days a week to answer questions and guide you through the process. By working with a local independent mortgage broker, you can make your homeownership dreams a reality.
Transparent Home Loan Options
We will communicate every step of the way, from submitting your application to signing at the closing table. Whether you’re a first-time homebuyer or a seasoned homeowner, it’s our goal to make this the most effortless mortgage process you will ever experience.
Explore Home Loan Options
A conventional loan is a type of mortgage loan that is not insured or guaranteed by a government agency, such as the Federal Housing Administration (FHA), the Department of Veterans Affairs (VA), or the U.S. Department of Agriculture (USDA).
FHA 203(k)Loans
An FHA 203(k) is designed to help homebuyers purchase and rehabilitate properties that are in need of repair or renovation. This loan program is often used by individuals looking to buy fixer-upper homes and update them to meet their needs or improve their value.
USDA Loans
If you’re looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low-interest rates and no prepayment penalties.
A Blended Credit Loan is a loan that combines all borrower’s credit scores. This program is great when one of the borrowers has a low score that does not allow him or her to borrow on their own.
HomeReady and Home Possible are two mortgage loan programs in the United States that are designed to help low to moderate-income borrowers, including first-time homebuyers, purchase homes with more favorable terms and lower down payment requirements.
FHA Loan
FHA home loans are mortgages that are insured by the Federal Housing Administration (FHA), allowing borrowers with less-than-perfect credit to get a loan with a minimum down payment.
Down Payment Assistance Programs
A Down Payment Assistance Program Loan is a type of financial assistance program that helps individuals and families cover the upfront costs of purchasing a home by providing funds for the down payment and, in some cases, for closing costs.
Bank Statement Loans
A Bank Statement Loan is a type of mortgage that allows borrowers to use their bank statements as proof of income rather than traditional income documentation like tax returns or pay stubs.
DSCR Loans
A Debt Service Coverage Ratio loan is a type of investment property loan that is based on the borrower’s ability to service the debt using the revenue generated by the property’s rental units.
HomeReady Loans
HomeReady and Home Possible are two mortgage loan programs in the United States that are designed to help low to moderate-income borrowers, including first-time homebuyers, purchase homes with more favorable terms and lower down payment requirements.
Are You Wondering About Credit Score Requirements For a Home loan?
Our experts can help you understand what credit score is needed to secure a mortgage that suits your financial situation.
Competitive Mortgage Rates and Reviews
Stay informed about the cheapest mortgage rates available right now and compare mortgage lenders to find the best fit for your needs. SNS Home Loans is dedicated to providing transparent communication and exceptional service, as evidenced by our customer reviews..(paragraph)
Mortgage Calculators and Financial Guidance
Use our home loans calculator to estimate monthly payments and explore various mortgage scenarios. Our knowledgeable loan officers are here to assist you in finding the best financing options and answering questions about mortgage types and interest rates.
Get Started Today With SNS Home Loans
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Contact SNS Home Loans for a personalized mortgage consultation and take the first step toward achieving your homeownership goals. Trust SNS Home Loans, the leading provider of home loans and mortgage services in Farmington Hills, MI.
What people are saying
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“We recently went through a new mortgage process and worked with Suzanne – what a wonderful experience! All of our questions were answered quickly and thoroughly and we felt very comfortable navigating all of the requirements and paperwork, leading to a mortgage and closing outcome that went flawlessly! I would highly recommend anyone to SNS Home Loans and Suzanne.
Angelo Sadik
“They treat you like family!”
aws atallah
“Scott amazing guy to work with. Excellent service”